Health Savings Plans
     
HSA's, the newest form of health insurance, will save you money in four ways:
1) reduced premiums  2) reduced income taxes
3) tax-free out-of-pocket medical costs  4) tax-deferred savings
 
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of a health insurance plan that appeals to you.
I am not too concerned about everyday medical expenses, but I want very good coverage for catastrophic losses.
(lowest cost plans)
I would like very good coverage for services such as doctor visits, emergencies and prescriptions, but I would accept a higher deductible for inpatient services in return for a more affordable premium.
(mid-range plans)
I want a plan with very comprehensive coverage for inpatient and outpatient services, with very little out-of-pocket costs. (highest cost plans)
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